Blog

Insights from the payment frontier

Engineering

How Instant Settlements Changed Our Cash Flow Forever

Moving from T+2 to same-day settlements cut our working capital requirements by 60% and fundamentally changed how we think about treasury management.

Elena Vasquez2026-03-158 min
Security

Building a Fraud Detection System That Actually Works

Most fraud systems optimize for catch rate. We optimized for merchant revenue — because blocking legitimate customers costs more than the fraud itself.

James Park2026-03-0812 min
Product

Designing an API That Finance Teams Actually Understand

We rewrote our entire API surface after watching three CFOs try to read our documentation. The result was fewer support tickets and faster integration.

Amara Okafor2026-02-286 min
Compliance

PCI DSS 4.0: What Changed and What You Need to Do

The new PCI DSS 4.0 standard introduces 64 new requirements. Here is what actually matters for your payment integration and what Meridian handles for you.

Michael Torres2026-02-1510 min
Engineering

Scaling Payment Processing to 1 Billion Transactions

The architecture decisions we made at 10K transactions per day that saved us when we hit 10M. A technical deep-dive into distributed payment processing.

James Park2026-01-2015 min