$47M+
processed daily
99.99%
uptime guaranteed
23ms
average latency

Payment infrastructurethat moves at thespeed of trust

Enterprise-grade payments API with built-in fraud prevention, instant settlements, and compliance that scales from seed to IPO.

150+countries supported
135currencies accepted
<1ssettlement initiation
0.001%fraud rate
Shopify
Stripe
Square
Plaid
Brex
Ramp
Mercury
Wise
Shopify
Stripe
Square
Plaid
Brex
Ramp
Mercury
Wise
SOC 2 Type II
Certified
PCI DSS
Level 1
ISO 27001
Compliant
GDPR
Ready
256-bit
Encryption
The Product

Every transaction, every insight, one dashboard

dashboard.meridian.com/transactions
MERIDIAN
Overview
Transactions
Payouts
Customers
Disputes
Analytics
Developers
Settings
Transactions
ExportFilter
Volume
$2.4M
+12.3%
Transactions
47,291
+8.7%
Avg. Value
$50.78
+3.1%
Disputes
0.02%
-45%
Daily Volume (30d)
7d30d90d
IDAmountStatusCustomerTime
txn_4f8a$1,250.00succeededAcme Corp2m ago
txn_3e7b$89.99succeededJane Smith5m ago
txn_2d6c$4,500.00pendingTechStart Inc12m ago
txn_1c5d$299.00succeededDavid Chen18m ago
txn_0b4e$67.50refundedMaria Lopez24m ago

Built for every payment scenario

Real-time Analytics

Monitor transaction volume, revenue, and conversion rates with sub-second latency. Anomaly detection alerts you before customers notice.

Transaction VolumeLive

Developer-First API

RESTful endpoints with typed SDKs for every major language. 5-minute integration, not 5 weeks.

checkout.tswebhooks.tsconfig.ts
1import { Meridian } from '@meridian/sdk'
2 
3const client = new Meridian({
4 apiKey: process.env.MERIDIAN_SECRET,
5 environment: 'production',
6})
7 
8const payment = await client.payments.create({
9 amount: 4999,
10 currency: 'usd',
11 payment_method: 'pm_card_visa',
12 metadata: { order_id: 'ord_123' },
13})
14 
15console.log(payment.id) // pay_4f8a...

Fraud Prevention

ML-powered fraud detection trained on billions of transactions. Configurable risk thresholds per merchant.

Risk Score: 0.03
Velocity: OK
AVS: Match
3DS: Verified

CLI & DevOps

Deploy payment configurations, run test transactions, and manage webhooks from your terminal.

~/meridian-api
meridian payments create \
--amount 4999 \
--currency usd \
--method card
◼ Validating payment details...
◼ Running fraud checks...
├─ Velocity check
├─ Address verification
├─ 3D Secure
└─ Risk score: 0.12 (low)
◼ Processing with Meridian Gateway...
◼ Settlement queued (T+1)
┌─────────────────────────────────────┐
✓ Payment succeeded
ID: pay_4f8a2b1c9d3e
Amount: $49.99
Latency: 23ms
└─────────────────────────────────────┘

Multi-Currency

Accept 135+ currencies with automatic FX conversion. Settle in your preferred currency.

USD
EUR
GBP
JPY
BRL
INR

"Meridian cut our payment processing costs by 40% while reducing failed transactions to near zero. The fraud engine alone paid for itself in two weeks."

Elena Vasquez, CFO at NovaPay

"We migrated from Stripe in a weekend. The API is that compatible, but the latency is half."

James Park, CTO at TradeCraft

"The compliance dashboard saved us three months of SOC 2 audit prep. Everything our auditors needed was already there."

Amara Okafor, Head of Compliance at FinBridge

"23ms average latency on payment authorization. Our checkout conversion went up 12% just from the speed improvement."

Michael Torres, VP Engineering at CartFlow

"The instant settlement feature changed our cash flow entirely. We went from T+2 to same-day."

Sarah Chen, CEO at Luminary Commerce

MOVE MONEYFASTER